You can hardly ignore the news stories and headlines about recession, depression, inflation, stagflation and various other financial and credit-crunching buzz words.

Although you may not be able to ignore them, you might also feel that there is little that you can do to change them either. It is the need for reminders that, whilst it is uncomfortable to be between a rock and a hard place, there is always something that we can do. We can examine and, if necessary, change Read More